“Yield Exclusion” Basics

Q: How can Yield Exclusion (YE) help me? 

A: YE allows a producer to exclude an actual yield(s) from an eligible crop year for the county (such as a year in which a natural disaster or other extreme weather event occurs) from their production history when calculating approved APH yields used to establish their crop insurance coverage. The level of insurance coverage available to a producer is based on the producer’s average yields over the four to ten most recent crop years and excluding lower yielding eligible crop years can increase the producer’s approved APH yield. The YE option will be listed in the county actuarial documents showing the crop and eligible crop year(s) for exclusion.

Q: When will this go into effect?

A: YE will be available nationwide, as identified in the actuarial documents, beginning with selected 2015 crops.

Q: What crops are impacted?

A: For the spring 2015 crop year, the YE election is available for annual crops with a contract change date on or after November 30, 2014, if identified in the actuarial documents for the county. Eligible crops include corn, soybeans, wheat, cotton, grain sorghum, rice, barley, canola, sunflowers, peanuts, and popcorn with Yield Protection, Revenue Protection, and Revenue Protection with Harvest Price Exclusion policies. Nearly 80 percent of all acres and liability covered in the federal crop insurance program will be eligible for YE beginning in the spring of 2015. 

Q: How do I get this benefit?

A: To get this benefit, you must elect the YE option on a crop insurance application or policy change form by the sales closing date. Consult with your crop insurance agent to make this election.